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Our Philosophy

WEALTHY PEOPLE ARE DISCREET AND DO NOT SPEND MONEY JUST TO LOOK WEALTHY

You would have noticed that some people always seem to have the latest gadgets, expensive cars, and wear the best designer clothes,-yet they can barely afford their accommodation and pay their rent. Yes, that is the people we are referring to. The person that lives from table to mouth but eats in the best restaurants and lives the live of a King.

Are you such an individual? If you are then you need to stop this behaviour right now. We all want to look good and we want to portray a lifestyle of money and abundance. We get it, but that is not the way to build wealth. All you are doing is increasing the wealth of others.

Off course we  have clients spending money like this, but there is a difference. They do not have debt and they have enough money to last them their lifetime. They are the “real “wealthy people and they have worked and planned for this through vigorous “financial” and “wealth” planning processes. You too, can make the best of it by having a plan.

Some of our wealthiest clients are the most modest and unassuming. They do not drive fancy cars and they do not wear designer brands, but what they do have is financial freedom and wonderful experiences. They spend and invest their money wisely.

WEALTHY PEOPLE DO NOT DRIVE BRAND NEW CARS ALL THE TIME

In the Film and Advertising world,  “wealth” is always portrayed by people driving fancy new cars but let us be honest. In the real world, “wealthy wise” people drive their cars into the scrap yard before they buy a new one. If you have experience in living without a car payment, you will understand what we are talking about. Unless a car is a vintage and has been driven by famous film stars or presidents, they decrease in value and you will see no return, other than having heads turned at every street corner. Such an investment and those heads turning will delay your path to financial freedom.

WEALTHY PEOPLE BECAME WEALTHY BY INVESTING

“Now” the “world of Investing” is a very scary place. Especially when you are in your 50’s and 60’s upwards.  Those in their 20’s and 30’s should be the most confident in investing because they have “time” on their side. But if you have experienced Wealth Planners on your side, you do not need to be afraid, because investing can mean a million different things. We like to work with people who educate themselves. Every step taken to become debt free or the smallest investment can support you are in your journey to financial freedom.

WEALTHY PEOPLE INVEST IN QUALITY OVER QUANTITY

Everything wealthy people are buying is an investment. Whether it is a piece of art or something they use in their house, it should last the test of time. If you are getting R50,00 discount on a piece of equipment which is going to last only a year it is wiser to purchase the more expensive brand and have the use of it for a longer period of time. Wise and Wealthy people work out the cost per use instead of what the discount means now when making purchases.

WEALTHY PEOPLE INVEST TIME IN READING

Wealthy people are always looking for ways to educate themselves. Reading books like “The Risk-Free Entrepreneur” by Don Debelak, and “Cracking the Millionaire Code” by Mark Victor Hansen and Robert Allen will change your life and work in your favour.

WEALTHY PEOPLE PLAN FOR TIMES OF INTENSE FINANCIAL DIFFICULTIES:

Currently during this Covid 19, corona virus crisis there is a lot of people unable to afford their homes, not even speaking about their lifestyles. Many people have lost their jobs and if one thing is certain, this crisis will change the way that we plan for our future. Events like this has occurred in the past, but unless you are in your 80’s or 90’s – not during your lifetime. Let this be a lesson for all of us. Live beneath your means. Just because you earn a lot of money, does not mean that you should spend it all. Wealthy people know that increasing your lifestyle will subsequently also increase the size of your bills. It is just the way it is. Moving into a more affluent neighbourhood will see to you paying higher levy’s and so forth.

If you reap this advise you will be able to cope better with financial crisis’s and you will also become financially free sooner.

WEALTHY PEOPLE DO NOT HAVE DEBT

Good debt, or bad debt. Debt is Debt, unless your “good debt” is managed as an investment, it will remain debt. Paying off all your debt will see you becoming financially free sooner. Remember “Cash is King” and having everything tied up so that you cannot have access to cash if you need it has seen many people losing their assets and their pride. They day that you have paid of all of your debt and you can enjoy your freedom with money still being paid into your bank every month, – that is the day that you will really know what it means to be financially free…

WEALTHY PEOPLE HAVE BUDGETS

To become Financially free, wealthy people know that they must budget. Having a Budget will basically help you to balance the inflows and the outflows of cash so that you have more money available to invest on your path to financial freedom. Wealthy people also know that with sticking to their budget they will continuously be able to afford their “good life”. Our budget planning processes will help you to become debt free and see you through to the path of Wealth Planning.

WEALTHY PEOPLE GET RICH BECAUSE THEY LOVE WHAT THEY DO

If you love what you do, you do will do it well and to the best of your ability. If you have your own business, you will become rich of it. It is not by accident that people who have become wealthy  are also successful and happy in their careers or businesses. It is Divine Law. If you love what you do, but it is not your own business taking the skills that you have learned and making your own way forward should be your aspiration. You will not become rich by working in other people’s businesses unless you are a stockbroker or working as an executive in a top 100 Company as an “executive”. Just remember “more money” means “more problems”…

WEALTHY PEOPLE ARE NOT GREEDY PEOPLE

This does not mean that poor people are greedy. What this means is that any person that only thinks about money and base every decision they make on how much money they will be profiting with lack of a “moral compass” and “gratitude” is setting themselves up for failure. Do not do to others which you cannot stand yourself.

WEALTHY PEOPLE ARE RISK TAKERS

If you are not prepared to take “Risks” you cannot “Expect” rewards. Many of our Wealthy clients will tell you that they are where they are because against their survival instincts, they took risks and they have never been happier. Our Risk Planning processes evaluates your current position and the amount of risk you could take without going too far out of your comfort zone.

WEALTHY PEOPLE SURROUNDS THEMSELVES WITH OTHER SUCCESSFUL PEOPLE

Dietitians will tell you that you are what you eat. It is the same with people. People will judge you by the friends you keep. The friends that you make will either aid your success or bring you down. Surrounding yourself with “positive” people, will keep the energy around you fueled. Negative people will suck every bit of energy from you and make you believe that what you are aiming for it not possible. You cannot distance yourself from your family forever, but you can manage the interactions you have with them to include only the things families does together. Friends are people, you associate with willingly, those you can choose. Wealthy people do not make friends or befriend people based on their wealth or the amount of possessions they have. They befriend people for the love and wisdom and positivity they bring into their lives. Wealth is about having all you need and enough for the future and to enjoy with the friends you choose.

So let’s build “WEALTH”  together …

Charlotte

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